Unlock Your Future: Graduate Financing Beyond Federal Loans

Graduate education is an investment, and for many Rocky Mountain University of Health Professions (RMU) students, it’s an investment made while balancing careers, families, and other obligations. With recent changes to federal loan programs beginning in July 2026, it’s more important than ever for graduate students to understand funding options for their advanced education.

Under recently enacted federal legislation, the Grad PLUS loan program is scheduled to sunset for new graduate borrowers beginning July 1, 2026, while federal unsubsidized loans will be subject to revised annual and aggregate limits.

For RMU’s student population, many of whom are working professionals and supporting families, understanding alternative funding options is essential.

Scholarships and Grants: Aid That Doesn’t Need to Be Repaid

Scholarships and grants remain one of the most effective ways to reduce educational costs.

Graduate students may qualify for:

Because these funds do not require repayment, they can significantly reduce long-term financial strain for students and their families.

Employer Tuition Support

Many RMU students continue working while completing their degrees. Employer tuition assistance or reimbursement programs can offset education costs.

Students are encouraged to:

  • Speak with their employer’s HR department early
  • Ask about formal tuition benefits or education partnerships
  • Clarify eligibility requirements and reimbursement timelines

Even partial employer support can reduce reliance on loans.

Planning for a Sustainable Financial Path

With changes to federal loan access, the most successful funding strategies often involve combining multiple resources — scholarships, assistantships, employer support, and careful budgeting.

RMU’s Financial Aid team is committed to providing individual guidance so students can develop a sustainable and informed financing plan. The University is dedicated to developing healthcare professionals and leaders to advance evidence-based practice and improve the human condition.